Make sure your vehicle is equipped with the manufacturer recommended wheel and tire size as this can effect the odometer reading.ħ. Unnecessary repairs are made. A lot of mechanics will try to convince you to do repairs that may not be needed. Most warranties have mileage limits so if a mechanic suspects that the odometer has been tampered with, your claim may be denied. To avoid having your warranty claim denied, do a title check or get a vehicle history report before buying any vehicle.Ħ. The odometer has been altered. Do a vehicle history check and make sure that there are no inconsistencies in mileage. You could unknowingly buy a salvaged or branded car, but if you purchase a warranty it may end up being a waste of money. If the vehicle was “written off” by an insurance company because it was in an accident or damaged due to a natural disaster your warranty will automatically become void. That is a claim you should file with your auto insurance plan.ĥ. Your vehicle is salvaged or branded. If you’re planning to purchase a vehicle protection plan, it is best to leave the vehicle is original condition (no modifications).Ĥ. There are signs of damage caused by natural disasters or environmental factors. Most extended warranties and/or vehicle protection plans will not cover damage or repairs resulting from things like floods, fires, or earthquakes. If not disclosed at time of policy purchase modifications can be a reason for claim denial. Examples are oversized rims and tires, modified exhaust systems, lifted or lowered suspension.
Be sure to disclose any modifications that are made to the vehicle as they may disqualify your vehicle for coverage. Modifications are made to the vehicle. Specific rules will vary depending on your warranty company. In some cases, even if abuse cannot be proven, a claim may be denied if the adjuster determines that a vehicle shows signs of misuse.ģ. For example, even a vehicle that is meant for off-roading could be denied if the adjuster (the individual responsible for approving claims) believes that the problem was caused by use exceeding the car’s capabilities. Depending on your warranty provider, this category can be pretty broad and include quite a few grey areas. Racing, heavy towing, overloading, off-roading, or using dirty/improper fluids are just some of the things that may be considered inappropriate. So, basically, anything that goes beyond the normal operation of the vehicle could be grounds for a claim denial. However, this isn’t always a bad thing, especially if you are faced with expensive engine or transmission failure repairs.Ģ. There is suspicion of misuse or abuse. Many warranties have clauses stipulating that only repairs resulting from ‘normal’, ‘regular’, or ‘expected’ use will be covered. Typically, the more comprehensive the coverage, the more you will pay for your plan. If you purchased a limited aftermarket automobile warranty policy to save money, there will be a longer list of things that are not covered by your package. Your aftermarket automobile warranty claim may be denied if…ġ. The part or component is not covered under the contract. There are different levels or tiers of coverage, each coming with its own set of exclusions. When working with highly rated providers, it doesn’t happen very often, but it is always good to know why or when an aftermarket automobile warranty claim may be denied so you can make every effort to make sure it doesn’t happen to you. However, even with the most reliable company and the best coverage available, there could still be times when your claim is rejected. Sometimes it’s a less than reputable warranty provider that is more interested in taking your money than fixing your car. Sometimes it’s a misunderstanding about your responsibilities. If you don’t comply with these, your claim may be denied. And, like every contract, there are terms and conditions. Well, an aftermarket automobile warranty plan is a contract – an agreement between you and the warranty provider. You pay the money for an extended warranty or vehicle protection plan and then you still have to cover repairs out-of-pocket? How can that be? So it can be very frustrating to hear the words “warranty claim denied”. You buy an aftermarket automobile warranty to protect yourself when your car breaks down, right? You want to avoid the stress of unexpected mechanical failures that can really eat away at your finances and your peace of mind.
0 kommentar(er)
